Should I get a Lawyer for a Car Accident that was My Fault?
Being involved in a car accident can be stressful. You might feel anxious about the next step if you are partially or fully at fault for an accident. While accidents happen, it is important that you hold yourself accountable for any wrongdoings as you would expect someone else to.
If you are ever involved in a car accident where you think you may have been at fault, it is in your best interest to have a Houston auto accident lawyer on your side.
Regardless of Fault
The accident should be reported to the police by both you and the other driver(s) so that you both can file a complaint. Drivers must exchange their names, insurance information, and license plate numbers. Keep any evidence, such as photos or documentation about your injuries in safekeeping.
As you wait for authorities to arrive, it’s best to be calm and not say anything that could make things worse. Even if you believe you are at fault, don’t apologize or admit to being responsible. While it is understandable to feel anxious and shaken by the situation, you should not:
- Talk about what you did before the crash.
- Talk about who was to blame.
- Apologize or make any statements that could indicate that you were at fault.
- Ask questions of the other driver to find out if they made a mistake.
It is important to inform your insurance company as soon as possible about the accident. You could lose coverage if you don’t do this.
States with no-fault and fault
If you are in a fault area, the responsible party for an accident is liable for any injuries. Your insurance company should file a claim on behalf of the other driver. You or your car insurance is liable to pay for any losses. However, in a no-fault state, both drivers’ auto insurance usually covers their losses.
You may be eligible for compensation for losses
An insurance policy is helpful if you are involved in an accident. However, it may not cover all the losses. If the damages exceed your car insurance policy limits, you may not be required to pay out of pocket. You may be held responsible if an injured driver sues you for more than your policy covers.
You may be sued if the other driver was seriously injured or died. An agreement may be reached between your insurance company and the injured party. This would eliminate the need to go to court.
Your insurance company will cover the following losses if another driver is involved:
- Medical expenses
- Lost income
- Loss of earning potential
- Property damage
Your own damages can be covered by collision coverage. However, you will still have to pay your deductible. Therefore, it is essential you have a seasoned vehicle damage lawyer on your side.
If you are Partially at Fault
If two drivers are backing up in a parking garage and collide with each other, they would be considered to share the blame for an accident. Your loss will be calculated and your percentage of fault determined. The amount of compensation you receive will be affected by your percentage of fault.
Experienced auto lawyers in Texas will determine the value of your losses and protect your rights. An attorney can help you determine if you are paying fair prices.
Car Insurance Rates
Your car insurance rates will probably rise if you are liable for an accident. Contact your insurance company if you have questions about your car insurance rates.
If you’re wondering what to do if you’re at fault in a car accident, don’t worry. There is help available. A car accident lawyer in Houston is just a phone call away.
A Car Accident Lawyer Can Help
A car accident lawyer in Houston can help you if you are partially or fully at fault in a car accident. A lawyer can help you determine whether you are at fault for the accident and prevent you from making unjustified settlements to the other party.
According to the Centers for Disease Control and Prevention, car accidents are responsible for hundreds of thousands of hospitalizations each year. Houston traffic accidents cause or contribute to a serious injury that could affect someone’s future and well-being. It is important to understand what happens if someone else causes a car accident. Everyone must be compliant.
For a free consultation, call McLemore Law Firm. We fight for justice for those who have been involved in a car accident in Texas.